SILQFi, the financial arm of SILQ Group, recently announced a partnership with Helix, a leading protocol for real-world asset (RWA) tokenisation, to launch a groundbreaking shariah-compliant tokenised invoice financing initiative in the Gulf region.
This collaboration merged Helix’s on-chain infrastructure with SILQFi’s regional expertise, aiming to direct stablecoin capital into real-world financing for small businesses and thereby enhancing financial inclusion across the area.
In collaboration with, one of Malaysia’s largest independent investment banks, Saison Capital, and Satori Research, Helix co-authored a significant white paper that forecasted the tokenisation of financial products, such as bonds, sukuk, and unit trusts, to potentially unlock a $43 billion opportunity in Malaysia’s capital markets by 2030.
The SILQFi and Helix collaboration operationalised this momentum with a concrete use case. Stablecoin capital flowed through Helix’s on-chain protocol and was deployed off-chain via SILQFi’s infrastructure, integrating liquidity directly into merchant workflows across the region.
This model ensured transparency, decentralisation, and speed, while remaining flexible and compliant, all without disrupting regular business operations.
Building on the success of a pilot programme conducted in early 2025, which demonstrated strong repayment performance and significant business impact through shariah-compliant, invoice-backed structures, SILQFi aimed to expand this solution across the Gulf region.
SILQFi Chief Executive Officer Mohammed Aldossary remarked on the vibrant fintech landscape in the Gulf, noting the genuine appetite for innovation.
“With robust liquidity in the market, this model enables us to direct capital toward real-world small and medium enterprises (SMEs) through embedded financing, thereby reducing the funding gap for merchants while producing substantial returns for investors,” he stated.
Following a recent $110 million fundraising round backed by investors such as PIF’s Sanabil Investments and Valar Ventures, SILQFi has facilitated over $2 billion in SME transactions and financed more than 150,000 invoices across Asia and the Gulf.
The firm was now poised to explore the intersection of blockchain, AI, and Islamic finance, unlocking capital for underserved businesses throughout the region.
Helix Co-Founder and Chief Executive Officer Jitendra Singh Jaitawat emphasised the importance of stablecoins as the foundation of programmable finance.
He expressed optimism about the partnership, stating it illustrated how Helix’s RWAFi orchestration infrastructure could translate theoretical promises into tangible outcomes, ultimately driving financial inclusion at scale.
